Build wealth as an Expat in Germany
We guide you through tax optimization, investment planning and long-term wealth
building. XpatGermany helps you master the German financial system and turn it into your wealth advantage.
Save up to 28.000 € in taxes every year as an expat in Germany
We use tax-deductible investment strategies, including ETFs, Rürup pensions, real estate and more,
to legally reduce your taxable income and grow your long-term wealth.
Save up to 2.700€ per year on insurance, without sacrificing coverage
We compare over 120 German insurance providers using advanced brokerage tools to secure you the
best price-performance match for health, liability, and income protection.
Grow your assets strategically and generate passive income through structured investments, including real estate opportunities.
We support expats with professional investment planning, combining German and international
expertise and giving access to top-tier real estate portfolios for long-term equity growth.
Financial challenges most expats face in Germany
Adjusting to a new country can be overwhelming, especially when navigating a complex financial
system. We help expats overcome common financial hurdles in Germany with expert guidance and
structured solutions.
Stop Overpaying for insurance & taxes
Many expats in Germany unknowingly lose thousands of euros every year due to inefficient insurance
contracts and unclaimed tax benefits.
With the right financial guidance, these costs can be
significantly reduced.
Stop Wasting Time on German Bureaucracy
Navigating German bureaucracy is often overwhelming and time-intensive.
We streamline administrative
processes to help you avoid delays, errors and unnecessary stress.
Stop Struggling to Build Long-Term Wealth
Without a structured financial strategy, inflation, taxes and inefficient investment decisions can erode
your savings and limit your ability to build equity.
We help expats invest confidently in Germany using
tax-efficient, long-term wealth-building strategies.
We solve these challenges with a tailored financial strategy!
Receive a personalized concept focused only on the topics you select.
Your financial plan can include any of the areas below.
Smart investments tailored to your goals & needs
Long-term financial growth through professionally structured, diversified investment strategies
Tax-efficient ETF-based portfolios specifically adapted to your financial situation
Expert financial guidance, strategic portfolio structuring, and sustainable wealth growth
Grow your wealth with smart, diversified investments designed for long-term success.
From ETFs to tax-efficient strategies, we help you build a portfolio that works for you.
Enjoy the benefits of professional guidance, strategic planning, and sustainable growth.
Tax advantages
Reduce paid taxes by up to 28.000 €
Identify hidden tax opportunities
Full compliance while improving long-term financial outcomes
Reduce your taxable income by leveraging deductions and incentives including pension schemes, investment structures and other tax-efficient options.
Identify hidden tax opportunities with professional guidance, our experts analyze your financial setup to optimize your net results.
Ensure full compliance while improving long-term financial outcomes, all strategies are structured within German legal requirements.
Insurance Optimization
Cut unnecessary costs by removing overpriced or redundant coverage
Identify coverage gaps and outdated terms
Gain clarity, stability and long-term peace of mind
Let us optimize your insurance portfolio to ensure you have the right coverage at the best possible cost.
We analyze your current policies, identify gaps or overlaps, and negotiate improved terms with trusted providers.
The result: complete protection, cost savings, and peace of mind tailored to your personal or business needs.
Real Estate Investment
Generate passive income through stable rental yields
Grow your wealth with a long-term, appreciating tangible asset
Strengthen your portfolio with a secure, inflation-resistant investment
We support you throughout the entire process, from market analysis and property selection to legal coordination, financing support and long-term property management.
Whether residential or commercial, we identify high-quality, future-proof investments that align with your financial objectives and long-term strategy.
Saving You Time, Money & Stress
German Finance done for you
We optimize your German finances through a fully managed advisory process.
You decide which areas we focus on and define the strategic direction we take care of the execution.
18.750€
Our clients gain an average advantage of 18.750€ over 10 years
Expert Team
Dedicated tax, insurance, investment, real estate & mortage specialists
Trusted by 6.450 Clients
More than 6.000 expats in Germany trust and work with us!
✓ Gain Clarity over your finances
Understand your full financial position with a structured strategy and clear guidance.
✓ Find out how much you could save
Identify hidden tax, insurance and investment advantages tailored to your situation.
✓ Futureproof your finances
Build long-term security through forward-looking planning and sustainable wealth strategies.
About XpatGermany
Eljas Thranberend Founder of XpatGermany
As financial experts specializing in expat finance, we help our clients navigate the complexities of the German financial system.
Our focus areas include tax optimization, insurance, and investment strategies tailored to the unique needs of expats.
Born and raised in Germany as the child of expat parents, I know exactly how difficult it can be to adapt to a new financial environment, especially in a system as detailed and regulated as Germany’s.
Since entering the financial industry in 2015 and beginning my career in banking, I have dedicated myself to simplifying finance for internationals and helping them avoid costly mistakes.
At XpatGermany, my team and I work closely with expats to optimize their finances, secure their future, and build sustainable long-term wealth.
Through personalized consultations and strategic planning, we ensure our clients make informed financial decisions with clarity and confidence.
Let’s find the best strategy for your financial success in Germany!
FAQ
Here are some of the most common questions we receive.
Do you offer consultations in English?
Absolutely! We provide consultations in both English and German, ensuring you fully understand your financial decisions.
How does the consultation process work?
We start with a free initial consultation to understand your situation and goals. Based on that, we develop a personalized strategy for you. Once you are Happy with your results, we will put the concept into action for you.
How much does the service cost?
It costs 95€ to develop and put the concept into action, but you only pay for the implementation once you're satisfied with the results.
All prior consultations and strategy meetings are completely free of charge.
If you are not happy with your results, you dont have to pay anything.
How long does it take to create and implement my financial concept?
The creation of your financial concept typically takes a few days, depending on your individual situation.
Implementation can vary, but usually takes one to two weeks.
Why do I need a financial advisor or a team of financial experts as an expat in Germany?
Germany's insurance, tax systems and financial landscape can be complex.
As a team of financial experts, specialized in supporting expats living in Germany, we help you optimize your insurance, taxes, build wealth, and find the best investment opportunities tailored to your needs as an expat.
Together, we’ll ensure you seize every opportunity and keep your money working for you!
No leaks, no missed potential.
How can I reduce my tax burden in Germany?
There are several legal ways to optimize taxes, such as investments, retirement plans, or employer-sponsored benefits.
We analyze your situation and provide customized solutions to make sure you save as much as possible!
What happens to my pension if I leave Germany?
This depends on the type of pension you have. Some plans can be transferred or continued, while others may require adjustments. We help you find the best solution to avoid financial losses.
Which insurances are essential for expats in Germany?
Important insurances for expats include health insurance (public or private), liability insurance, disability insurance, and possibly a private pension plan.
We offer guidance on choosing the best options for you and to find out what really makes sense for your situation.
XpatGermany.de
Hohenzollerndamm 183
10713 Berlin, Germany
Webdesign by Jeronimozielke.de
